As the adage 'little drops of water make the mighty ocean' goes, one can add up to his/her bank balance not just by earning a fat cheque but also by being a spendthrift.

As the rate of inflation is touching sky with every passing day, one has to be bit on being extravagant and checking unwanted expenditure will make the task easier.

Here are 30 tips following which you can save in daily commodities, electricity, gadgets, clothes, etc.

Going to buy ration?

1.    Before stepping out to buy ration, do check out the newspaper advertisements where there are details about discounts and various offers for weekends. Following the offers and discounts, make a list of the essential items and also see in which store the scheme for the same is on offer or discounted sale.
If you have some discount coupons, avail them too.

2.    Make a list of essential items. Go through it thrice and see what items you actually need.
3.    The busy schedule does not permit you to buy commodities on daily basis. Buy ration for two months at once. This saves your time and spending will also be monitored.
4.    It is better to shop alone for home items as taking children along can cost you more. Demands by kids will not let you save on anything. For peaceful and within the budget shopping, go alone.
5.    Don’t be impatient. See every item carefully and instead of buying non-seasonal fruits and vegetables, go for seasonal ones.

WARDROBE SAVINGS

6.    Check out your wardrobe and separate unwanted and old clothes. This will make you understand how many clothes you actually require. You can also style your old clothes.
7.    It is beneficial to buy jackets, clothes, pullovers during April to June and cotton garments from November to January. Take advantage of off-season sales or clearance sales and buy clothes for the next season.
8.    Why do you need to dry clean clothes every time? Proper washing of clothes at home is also possible. Try this out and avoid spending on laundry. Do not over wash clothes as they shrink and ironing them also becomes a problem. Try drying clothes in hanger as they shrink less.
9.    While purchasing clothes for children, buy garments which are at least one inch longer in size. It is better not to buy expensive clothes for kids as they will not fit them in the next season.
10.    Mix and match your clothes. Keep your almirah in an organised manner. Keep it clean also so that you know how many clothes you have.

GADEGETS

11.    Who does not want to buy latest gadgets? Markets offer you so much that one gets confused what to buy. But the question remains- do you actually need to buy them? Before buying any gadget, see if it is needed or not.
12.    Electronic items like cell phones, laptops, television sets, etc become outdated soon. Don’t get impatient to buy the latest one. Wait for some time as some new technique can also come in the market. But, you can buy a new gadget if it is less expensive and more of use.
13.    Market research and online survey before a gadget will help you. Take an opinion from your friends.
14.    If some new gadget is burning a hole in your pocket, look for some sales promotion schemes. These days, many stores offer EMI on certain items. Second hand items can also be an option.
15.    Don’t just throw away old items. Sell it off at a nice price and you can buy a new gadget with the money.

DON’T WASTE ELECTRICITY

16.    Use energy saving bulbs, tube lights and lamps. You will save a lot in the electricity bill.
17.    See how much electricity is consumed in your house. Buy one KW for this purpose which will ease the task of monitoring electricity consumption.
18.    Use of computers is very common but power consumption is a worry. Remember to keep your computer in sleep mode, whenever not working on it.
19.    Do not forget to switch off electric items if not in use. Avoid unnecessary usage of air conditioners, fans and coolers. Keep them clean and dust free.
20.    Keep the light arrangements in mind for every season. It is important to have natural source of light. Dark colours in summers and light colours in winters will give a warm environment. Use heaters and ACs when necessary.

HOW TO AVOID EXTRA SPENDING ON PHONE BILLS

21.    Ask your operator before going for any scheme. Decide whether your usage is for national calls or local calls. If you are using internet, see how much you use it and what are the schemes for it.
22.    Keep the time duration of conversation in mind. Often we tend to talk more. Discuss important issues on phone. It is better to meet the person if he/she is lives nearby.
23.    Before taking any ringtone or caller tone scheme, see how much you will have to pay for it.
24.    If you use SMS service frequently, ask your operator a scheme which is beneficial for you.
25.    These days, it has become important for every member of the family to possess mobile phones. See how many of you have mobiles in the family and you have land line or not. Add all the phone bills and think whether you need so many phones or not.


      FUEL SAVING

26.    Drive slowly and enjoy the ride. Driving at the speed of 40-60 km per hour saves petrol. So, drive at a slow speed, avoid
        accidents and save fuel.
27.    Check tyre-pressure every month. It is relevant to check the pressure when the car is cool.
28.    Keep monitoring the air filter also. The dust on filter will not be able to provide air to the engine which will affect the
         performance of the car. For this, look inside it, if it is clean at the other end then it is fine, else get it changed.
29.    Stop your engine at red lights. Stretch for a while. During good weather, avoid switching on the AC in the car.
30.    Opt for car-pooling. One can go for car pooling if 30-40 people are going on the same route. Husband and wife can also adjust a little rather they can go together if going on the same route. This will ease traffic congestion and you will save also.

JPN/Sakhi