New Delhi: A task force led by Nandan Nilekani on Thursday suggested that 10 lakh business correspondents be appointed to ensure that social sector schemes' benefit reach the intended beneficiaries in about six lakh villages.

The 'Task Force on the Aadhaar-Enabled Unified Payment Infrastructure' made this recommendation so that these one million "mini ATMs" could be used to make payments to beneficiaries in 2.25 lakh gram panchayats containing six lakh villages besides serving the urban poor.

Banking correspondents are the persons who facilitate banking and financial services at places where full-fledged banking services are not available.

It further said that the government should bear the last mile transaction fee of 3.14 percent subject to a cap of Rs 20 per payment.

These recommendations form a part of the report which was presented on Thursday to the Finance Minister Pranab Mukherjee by UIDAI-Chairman Nandan Nilekani in the presence of Agriculture Minister Sharad Pawar, Rural Development Minister Jairam Ramesh and Food Minister K V Thomas.

At present the rural banking infrastructure only consist of about 30,000 bank branches and 1,20,000 post offices in contrast to the 80,000 bank branches, 150,000 post offices, 88,000 ATMs, and five lakh point of sale machines in the entire country.

"We have recommended a network of 10 lakh micro ATMs around the country which are going to be small electronic devices in various villages," Nilekani told reporters after meeting the Mukherjee.

"We have also recommended transaction fee.. but the government will take a final decision. this is a platform... for any payment to anyone.. be it entailment payment,  subsidy payment, procurement payment. We have been given direction to work on this and roll it out in next one year.", he added.