From paying your electricity bills to shop something online, mobile wallet allows you to do everything for which you don’t need the cash. All you have to do is just top up your wallet with debit cards, credit cards or net banking.

Here, we bring you some smart mobile wallet apps that will help you keep going.


This one is the established name in online payments. This app allows two people with PayPal accounts to send personal payments with no transaction fees.


Paytm app is like a must have in everyone’s phone. With this app, you can recharge your mobile, pay your bills, choose your DTH plans accordingly and shop online. Isn’t too much for an app?

Oxigen Wallet:

Apart from using this app for bill payments, data recharge and mobile top-ups, the unique feature of this app allows you to send and receive money with another Oxigen wallet or directly to a bank account.


FreeCharge lets you recharge any prepaid mobile phone, postpaid mobile, electricity bill payments, DTH and data card in India. Recently, this app added another feature through which you can recharge your metro card.


Chillr app is different from other wallet apps. This one lets you send money in seconds to anyone in your phone book, without knowing account number, IFSC code, or waiting for an OTP SMS. The account needs to be enabled via net banking or mobile banking first, by making a request for an MMID, and a generating an MPIN.