Patna: In a bid to improve standard of living of the landless farmers in the state, the Nitish government has decided to extend them the facility of Kisan Credit Card (KCC).

The Deputy Chief Minister, Sushil Kumar Modi, made this announcement after holding a meeting with the State Level Bankers' Committee (SLBC) here on Friday. 

He said, “Like self-help groups such landless farmers will make joint liability groups having five or six member each who will become the guarantor for other members to receive the Kisan Credit Card (KCC).”

Modi informed that we have a target of making 15,000 groups and about 6,000 groups have already been made. With the help of such groups about 70,000 landless farmers will be able to take loan on easy terms using the KCC. 

Banks have promised to achieve the target of 15 lakh KCC by end of the current financial year and for this purpose mega camps will be organised on December 9, 2011 and January 9, 2012 across the state.

During the review meeting, it was found that banks are not favoring agriculture dominating districts including Nalanda, which is the native district of Bihar CM Nitish Kumar.

Out of the total amount of Rs 43,200 crore allocated for loan distribution in the state only Rs 21,101 crore has been allocated for the agricultural loans. The banks have so far distributed only Rs 6,039 crore, which is Rs 2000 crore more than the amount distributed till date in the last financial year.

Notably, the national target of agricultural loan distribution is Rs 4.75 lakh crore.

The success of yearly credit planning remained 27 percent but agricultural dominating states were neglected. Credit distribution in Nalanda was 21.85 percent, Buxar 20 percent, Begusarai 22.14 percent and in Samastipur it was 22.27 percent.