Public sector banks (PSBs) had 73.2 percent and 73.9 percent market share in credits and deposits respectively as of end March 2014, as per the latest report by the Reserve Bank.
It did not offer comparative figures for the previous 12 months in its 'Basic statistical returns of commercial banks (BSR report), volume 43'.
According to the BSR 2014 report, as of March 2014, gross outstanding credit of the system rose 13.7 per cent to Rs 62,82,082.43 crore in 2013-14. In the previous fiscal, it had registered an increase of 15 percent. The deposits stood at Rs 79,55,721.22 crore, up 13.4 percent in 2014 as against 15.4 percent in 2013.

The BSR report said State Bank of India Group's credit share stood at 22.1 percent of the total at Rs 13,90,569.58 crore, while their deposit share stood at Rs 17,11,690.86 crore or 25.9 percent as of March 2014.

The share of credit market of other public sector banks as a whole stood at 51.1 percent at Rs 32,07,506.54 crore and that of deposits at Rs 61,31,037.72 crore or 50 percent, the RBI report showed.

Against this, private sector lenders' credit market share stood at 19.4 percent at Rs 12,21,334.14 crore while the deposits at 14,96,793.90 crore or 18.8 percent.
This shows that over a dozen private sector lenders together are smaller than the SBI Group on both the credit and deposit fronts. In contrast, 96 foreign banks, most of which are one branch set-ups with no retail presence, had credit share of 4.8 percent of the system at Rs 3,03,790.29 crore and deposits pie at lower 4.3 percent or Rs 3,66,127.2 crore.
The regional rural banks' had a credit share of 2.5 percent at Rs 1,58,881.88 crore and that of deposits at 2.9 percent at Rs 2,33,272.34 crore, the report showed.

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