"The RBI has once again cautioned members of public that falling prey to such offers can result in compromising one’s own crucial personal information that may be misused to cause direct financial and other loss to them," RBI said in a notification.

RBI said it does not carry out any business with an individual through savings bank account, current bank account, credit card, debit card, online banking services or receiving and holding funds in foreign exchange or any other form of banking services.

It added that fictitious offers are also made in the name of institutions such as, International Monetary Fund, Income Tax authorities, customs authorities or public figures like Governor, Raghuram Rajan or other senior RBI officials.

Once the moneys are paid in fraudsters’ accounts, there are remote chances of the members of public recovering the moneys, RBI added.

"They, in their own interest, should refrain from responding to such offers in any manner. Rather, they should immediately lodge a complaint with cyber crime branch of the police," RBI said.

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