The gross non-performing asset (NPA) as a percentage of total loans rose to 6.94 percent in the quarter under review, from 4.29 percent in the year-ago period. The lender's asset quality during the June quarter deteriorated significantly as the NPAs in absolute term rose by nearly 80 percent year-on-year (y-o-y) to Rs 1,01,541.18 crore compared with Rs 56,420.77 crore in the same period in the last fiscal.

In the quarter, the SBI's capital adequacy ratio under Basel III norms stood at 14.01 percent as against 12 per cent in the year-ago period.

The bank's operating profit in the quarter was at Rs 1,1053.86 crore in the quarter, up 20 percent from Rs 9,202.10 crore in the same period in the last fiscal.Total provisions and contingencies stood at Rs 7,413.10 crore for the quarter, as compared with Rs 3,999.73 crore in the year-ago period.

Provisions for bad loans rose to Rs 6,339.56 crore in the quarter, from Rs 3,358.58 crore in the corresponding quarter, the company said in a filing to BSE.

Its net interest income, the difference between interest earned and interest expended, was up 4.22 percent year-on-year at Rs 14,312.31 crore, compared with Rs 13,732 crore in the year-ago quarter.

Bank's gross advances in the June quarter grew 11.41 percent y-o-y to Rs 14,63,690 crore as against Rs 13,13,735 crore, resulting in an increase in domestic market share by 32 bps to 16.13 percent, the bank said in a statement.

It also said advances to large corporate in the quarter increased to Rs 3,08,206 crore, up 20.41 percent from Rs Rs.2,55,964 crore in same quarter last year. Lender's net interest margin declined to 2.83 percent as on June 30 from 2.99 percent in the year-ago quarter.

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